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Storm Damage4 min readDecember 30, 2025

Emergency Tarping After Storm Damage

Protect your home from further damage while waiting for repairs. Emergency tarping basics every homeowner should know.

Why Tarping Matters

After roof damage, your home is vulnerable to:

  • Water intrusion
  • Additional structural damage
  • Mold growth
  • Interior damage to belongings
  • Most insurance policies require you to prevent further damage—tarping is part of that duty.

    When to Tarp

  • Active leaking into the home
  • Missing shingles exposing underlayment or deck
  • Visible holes or openings
  • Damaged flashing or vents
  • Any breach that could allow water entry

DIY vs Professional

DIY Considerations

  • Risk of injury on damaged roof
  • May not be effective if improperly done
  • Your insurance covers professional tarping

Professional Tarping

  • Safer for you
  • More effective coverage
  • Creates documentation for your claim
  • Cost typically covered by insurance

If You DIY

Safety First

  • Never work on a wet roof
  • Use proper ladder safety
  • Work with a partner
  • Wear appropriate footwear

Materials Needed

  • Heavy-duty tarp (larger than damaged area)
  • 2x4 lumber for securing
  • Screws or nails
  • Staple gun

Basic Steps

  • Extend tarp well beyond damaged area
  • Secure at the ridge with lumber
  • Ensure water flows off, not pools
  • Weight or secure edges at eaves
  • Documentation

  • Photos before tarping
  • Photos of tarping in place
  • Receipts for materials
  • Invoice if professionally installed
  • Cost and Insurance

  • Professional tarping: $200-$500+ depending on size
  • Materials if DIY: $50-$100
  • Usually covered under your claim
  • Keep all receipts for reimbursement
  • Key Takeaways

  • Tarping prevents further damage and is often required
  • Professional tarping is safer and recommended
  • Document before and after
  • Keep receipts for insurance reimbursement

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