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Storm Damage4 min readDecember 30, 2025
Emergency Tarping After Storm Damage
Protect your home from further damage while waiting for repairs. Emergency tarping basics every homeowner should know.
Why Tarping Matters
After roof damage, your home is vulnerable to:
- Water intrusion
- Additional structural damage
- Mold growth
- Interior damage to belongings
- Active leaking into the home
- Missing shingles exposing underlayment or deck
- Visible holes or openings
- Damaged flashing or vents
- Any breach that could allow water entry
Most insurance policies require you to prevent further damage—tarping is part of that duty.
When to Tarp
DIY vs Professional
DIY Considerations
- Risk of injury on damaged roof
- May not be effective if improperly done
- Your insurance covers professional tarping
Professional Tarping
- Safer for you
- More effective coverage
- Creates documentation for your claim
- Cost typically covered by insurance
If You DIY
Safety First
- Never work on a wet roof
- Use proper ladder safety
- Work with a partner
- Wear appropriate footwear
Materials Needed
- Heavy-duty tarp (larger than damaged area)
- 2x4 lumber for securing
- Screws or nails
- Staple gun
Basic Steps
- Extend tarp well beyond damaged area
- Secure at the ridge with lumber
- Ensure water flows off, not pools
- Weight or secure edges at eaves
- Photos before tarping
- Photos of tarping in place
- Receipts for materials
- Invoice if professionally installed
- Professional tarping: $200-$500+ depending on size
- Materials if DIY: $50-$100
- Usually covered under your claim
- Keep all receipts for reimbursement
- Tarping prevents further damage and is often required
- Professional tarping is safer and recommended
- Document before and after
- Keep receipts for insurance reimbursement
Documentation
Cost and Insurance
Key Takeaways
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