Seasonal Storm Preparation Guide

Why Preparation Matters

Pre-storm preparation:

• Reduces damage risk
• Demonstrates good maintenance
• Strengthens insurance claims
• May lower premiums

Spring Preparation (Hail Season)

Roof Inspection

• Check for winter damage
• Look for loose or missing shingles
• Inspect flashing and seals
• Clear debris from valleys

Gutter Maintenance

• Clean gutters of debris
• Check for proper drainage
• Repair loose sections
• Ensure downspouts direct water away

Documentation

• Take dated photos of roof condition
• Document any repairs made
• Update home inventory
• Review insurance policy

Summer Preparation (Hurricane/Wind Season)

Structural Checks

• Inspect roof attachments
• Check attic ventilation
• Verify soffit vents are clear
• Look for signs of lifting

Yard Preparation

• Trim overhanging branches
• Secure loose outdoor items
• Remove dead trees or limbs
• Store emergency supplies

Insurance Review

• Verify wind/hurricane coverage
• Know your deductibles
• Update home value if needed
• Document valuable items

Fall Preparation (Winter Storm Season)

Roof Readiness

• Clean gutters before freeze
• Check for proper attic insulation
• Inspect for ice dam vulnerabilities
• Seal any gaps or cracks

General Maintenance

• Trim branches that could ice over
• Check skylights and vents
• Ensure proper attic ventilation
• Test sump pump if applicable

Year-Round Practices

Regular Inspections

• After any significant weather event
• Twice per year minimum
• After contractors work on property

Documentation Habits

• Keep dated photos
• Save all maintenance receipts
• Record contractor visits
• Update your home inventory

Insurance Maintenance

• Review policy annually
• Update coverage as needed
• Know your claim filing process
• Keep declarations page accessible

Emergency Kit for Storm Season

• Heavy-duty tarps
• Battery-powered flashlights
• Insurance policy information
• Contractor contact numbers
• Photo/video documentation tools

Key Takeaways

• Preparation reduces damage and strengthens claims
• Document your roof condition before storm season
• Regular maintenance demonstrates good stewardship
• Review your insurance annually before storm season